Top Five Reasons That You Will Need to Have Car Insurance in Illinois

by | Oct 23, 2019 | Insurance

Car insurance in Illinois is a necessity. It will pay for the expenses if your car is damaged in an accident. It may also pay your medical expenses. There are several reasons that you will need to have car insurance.

It Is Required by Law

Every state requires that you have car insurance. If you are caught driving without car insurance, then you can be fined. You could serve time in jail if you are caught driving without insurance for a second time.

Saves Money

There are six million accidents in the United States each year. You can get into an accident even if you are a very cautious driver. An accident can cost thousands of dollars. If you do not have car insurance, then you will probably have to pay for all of the damages yourself. Therefore, if you pay a little now, then you can save a lot of money later.

Covers Lawsuits

There is a possibility that could be sued by the other driver. If you have car insurance, then it can cover the legal fees.

Supplements Your Health Insurance

A car accident can leave you with thousands of dollars in medical expenses. Even though you have health insurance, it may not cover all of your expenses. There are some treatments that the insurance company may refuse to pay for. You can use your car insurance to supplement your health insurance. You can also use your car insurance to pay your medical bills if you do not have any health insurance.

It’s Affordable

Car insurance is more affordable than many people think. You can save money by taking advantage of the discounts. You can get a good driver discount. You can also get a discount for having good credit. Additionally, if you are a low-mileage driver, then you can save money.

If you need car insurance in Illinois, then you can contact Accurate Auto Insurance at

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